Whitby Office

John Markoff, CFP, RRC

APEX Financial Management: Insurance, Mortgages and Financial Planner. Co-founder Apex Financial Management Whitby
APEX Investment Management of Designed Securities Ltd.: Investment Advisor

John joined the APEX team at the end of 2017 and simultaneously opened the Whitby APEX Financial Management office. He has been in the financial planning business since 1995 establishing himself right here in the Durham region when he started his career with Investors Group.

John completed his IFIC license in 1995 and soon after his Life, Disability and Critical Illness insurance capabilities. In 1999, he earned his Certified Financial Planner (CFP) designation. He later completed his Branch Managers exam and earned his Registered Retirement Consultant certification (RRC). Most recently he completed the Canadian Securities Course (CSC). John is registered to provide investment advice and to offer securities products in the province of Ontario.

John started his family and career in the Oshawa/Whitby area and still calls it home today with two daughters. John’s personal interests involve the outdoors including boating the Trent Severn system.

Will Van Den Oetelaar, CFP, RRC

APEX Financial Management: Insurance, Mortgages and Financial Planner. Co-founder Apex Financial Management Whitby
APEX Investment Management of Designed Securities Ltd.: Investment Advisor

Will joined the Whitby APEX Financial Management office on February 1st, 2018. He has been in the financial planning business since 2000 establishing himself right here in the Durham region when he started his career with Investors Group Financial Services. In 2001, while at Investors Group, Will took on the role of Financial Planning Specialist. In this role he was responsible for supporting fellow consultants in building and presenting financial plans to their clients. Will continued in this role for the remainder of his career, 16 years at Investors Group. Will completed his IFIC license in 2000 and soon after he followed up completing his Life, Disability and Critical Illness insurance certifications. In 2017, he earned his Certified Financial Planner (CFP) designation. He later completed his Registered Retirement Consultant certification (RRC). Will is currently registered to provide investment, insurance, and financial planning advice in the provinces of Ontario, Alberta, and Nova Scotia.

Will and his wife Cheryl reside in Whitby, where they are raising their two daughters. The family is active in the community. In Will’s spare time you can find him hanging out with his family at the hockey rink. Will holds his Hockey Canada High Performance trained coaching certification and has a passion for the game and the love of teaching the game to future generations.

Denise Edwards  CFP, CLU, RRC

APEX Financial Management: Insurance, Mortgages and Financial Planner.
APEX Investment Management of Designed Securities Ltd.: Investment Advisor

Denise joined the Whitby APEX Financial Management office on September 23^rd, 2018. She started her career in the financial planning industry in early 2006 with Investors Group, where she learned very quickly that building strong relationships with her clients was equally as important as continuously keeping up to date with effective financial planning practices. She attained her IFIC licence in 2006 and then completed the Life, Disability and Critical Illness insurance certifications. In 2015 she earned her Chartered Life Underwriter (CLU) designation and her Certified Financial Planner (CPF) designation. In 2016 she attained the Registered Retirement Consultant (RRC) certification. 

Denise is currently registered to provide insurance advice in Ontario and investment and financial planning advice in Ontario and Newfoundland. 

Denise and her husband Maurice moved to Durham Region in 1997 and have enjoyed watching their 3 daughters and 1 son grow into wonderful young adults in this family focused community. They became proud grandparents in 2019 and look forward to continuing to enjoy camping, travelling, and large family dinners with their ever-expanding family. 

Rod Kingdon, CPA, CGA

Rod Kingdon joined the APEX team on February 1^st, 2018. He is currently a Chartered Professional Accountant having obtained his Certified General Accounting degree in September 1999. His main background is in the accounting/financial field where he was an internal auditor for both Canada Packers and the Royal Bank of Canada. He later became a Small Business Lending Manager with the Royal Bank before starting his own Accounting Practice in 1999 which he continues today. Rod joined the financial planning business when he joined Investors Group in 2004. He has focused mainly with financial advice to the small business market.

Rod has 5 adult children and 5 grandchildren which he constantly enjoys. Since losing his wife to breast cancer in 2017, Rod has recently re-married. He enjoys getting out and seeing what the world has to offer.

Darlene Bolton

Office Manager / Assistant

Darlene joined the Whitby APEX Financial Management office in January 2018. She has been in the Financial Industry since March 2016 when she joined Investors Group as the Executive Assistant to the Regional Director. During her time at Investors group she worked closely with John, Will and Denise so the choice to join John and Will in the start up of the Whitby APEX office was a natural and exciting transition. Darlene brings a 20-year background in developing and managing client relationships, marketing and office management.

Darlene and her husband Dave live in Oshawa where they have enjoyed raising their 6 grown children. For fun they now love to travel and enjoy time with family and all the grandchildren.